‎TD Bank US App

Manage all your TD Bank accounts on the go, plus deposit checks, pay bills, send money and more. Download now for your Apple® and AndroidTM smartphones and tablets. It’s easy to make the switch from banking in-person or by phone to our digital options. You’ll get secure and convenient access to your accounts and services right from your computer, tablet or mobile phone with Online Banking and the TD Mobile Banking App.

  • To send money for delivery that arrives typically within minutes, a TD Bank Visa® Debit Card is required.
  • CIRO regulation applies to TD Investments Inc., a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
  • Must have a bank account in the U.S. to use Send Money with Zelle®.
  • If your new checking account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
  • A U.S. mobile phone number or an e-mail address.
  • Third-party sites may have different Privacy and Security policies than TD Bank Group.

Our Mobile App and Online Banking Services make it easy to keep track of your accounts. Pick up a Checkbook Register and write down transactions as you go. And you can always visit one of our Convenient Locations or call TD Customer Service by phone 24 hours a day. td ameritrade forex If you’d like to put a plan in place to further manage your account in the event of overdrafts, we offer the following options.

  • Your available balance can be overdrawn by up to $5 without incurring any fees.
  • Manage all your TD Bank accounts on the go, plus deposit checks, pay bills, send money and more.
  • Pick up a Checkbook Register and write down transactions as you go.

Online vs. paper: Make the right choice for you

Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Sam begins the day by using online banking to check his account. He sees that a $500 direct deposit has been made, and his available balance shows as $2000. Sam’s available balance doesn’t reflect any checks he’s written or any scheduled bill payments that have not yet cleared. 1TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera.

Get to know your TD Bank accounts

A $35 fee applies to each transaction that overdraws your available account balance by more than $50, (up to a maximum of 3 fees per day per account). Whether an overdraft will be paid is our discretion, and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you repeatedly overdraft.

Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa® Debit Card is required. Message and data rates may apply, check with your wireless carrier. 1Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address.

Transfer funds between your TD Bank accounts or with an external account. Single-use security codes instead of security questions. Unique security codes make banking with us more secure. Increased security by masking your account numbers. Access tools to help you get your banking done faster.

Why Bank with TD

He also purchases the new bestseller and pays with his debit card, which reduces his available balance by $20 immediately, and will appear in his Pending Transactions. Since this money has already been spent, it will no longer be considered available. The TD Bank Mobile App and Online banking can be used to send money to friends and family in a variety of situations by enrolling with Zelle®.

And if you’re new to Online Banking, no problem – view demos and learn how to maximize your online experience with TD Bank. A U.S. mobile phone number or an e-mail address. And you don’t need their bank account number. Payments usually take minutes between friends and family enrolled in Zelle. Otherwise, figure one to three business days once your recipient enrolls. First, we process transactions based on the date and time that the transaction occurred.

Check your financial health

2A business day is every day, except Saturdays, Sundays and federal holidays. For additional details, see TD Bank’s Funds Availability policy. Find answers to common questions about online and mobile banking. 3A business day is every day, except Saturdays, Sundays and federal holidays. For more information, please refer to TD Bank’s Funds Availability policy.

Go digital: It’s simple, convenient and secure.

Manage Your Accounts Using our streamlined Accounts view, you can see all your accounts on one page. Quickly switch between accounts, such as checking, savings, credit card, mortgage and more. Updated features Send, receive and request money by email or text using Send Money. Pay bills with convenience and simplicity to almost any person or company in the U.S.

Get Started with Online and Mobile Banking

Download our mobile app to get on-the-go access to your accounts and bank securely 24/7. Anywhere you are, view your balance, deposit checks, send money, transfer funds, pay bills and more. 3Our Standard Overdraft Service may allow ACH payments, recurring debit transactions and personal checks to go through for a fee.

Read through our articles, videos, and tools with helpful information for everyday banking, borrowing, saving and financial planning needs. It’s quick and convenient, especially from the TD Bank mobile app. You can also request money from a friend or family member. They’ll get a message with easy instructions for paying you. To go paperless, update your Statement Settings in Online Banking or the mobile app.

Your available balance can be overdrawn by up to $5 without incurring any fees. If we do pay or return an overdraft item for you, a $35 overdraft fee applies for each item, up to five fees per day. The best way to avoid overdrafts is to actively keep track of your account and know what your available balance is at all times. Here are some additional ways that TD Bank can help. Sign up for Balance Alerts, and at the start of the business day, you’ll receive an e-mail notifying you if you’ve reached the available balance limit that you set.